Feature
SafetyWing~$45 / 4 weeksGet Quote
SquaremouthVariesCompare
Medical Coverage $250,000Up to $1,000,000
Trip Cancellation (Trip interruption only) Yes (100% of trip cost)
Buy while already traveling Yes Rarely
Best ForDigital Nomads, Long-term travelersVacations, Expensive cruises, Seniors

Frequently Asked Questions

Do I really need travel insurance?

If you can't afford to lose the money you spent on your trip, or if your domestic health insurance doesn't cover you abroad (most don't), then yes. A $50 policy can save you from a $50,000 medical bill.

What is 'Cancel For Any Reason' (CFAR)?

Standard trip cancellation only covers specific reasons (like illness or a hurricane). CFAR lets you cancel for literally any reason (even just changing your mind) and usually refunds 50-75% of your trip cost. It's an optional add-on that costs more.

Are pre-existing conditions covered?

Usually not by default, but many comprehensive plans offer a 'Pre-Existing Condition Waiver' if you buy the insurance within 14-21 days of making your first trip deposit.